body {
	font-family: Verdana, Geneva, Arial, helvetica, sans-serif;
	margin: 0 0 0 0;
	background: #999999;
	
}

img {
  border: 0px none #fff;
}
a:link{
  color: #06c;
  text-decoration: none;
 
}
a:visited{
  color: #036;
  
}
a:hover{
  color: #f60;
  
}

#header {
	width:960px;
	margin:10px auto 0px auto;
	padding: 0;
	color:#000000;
	
	
}

#header table {
      width: 960px;
    position: relative;
	margin-top:0;
	margin-left:0px;
	background: #3a3a9a url(images/header2.jpg) no-repeat;;
	border: 0px;
	padding: 0;         /* border-bottom: 10px solid #bd9906; */
	color:#fff;
		 
}
#header td {
	
	border:none;
	padding:0px 20px 0px 0px;
      overflow: hidden; 
      text-align: right;
 
 }

#header td.filler{
  width=400px;
 }

#header a {
    color: #fff;
	font:bold small Verdana, sans-serif;
	text-decoration: none; 
}
#header a:hover {
    color: #ffff99;
	font:bold small Verdana, sans-serif;
	text-decoration: none; 
}
#header a.current {
	color: #ffcccc;
	text-decoration: underline;
}
#headerForm p{
      font:bold 11px Verdana, sans-serif;
      display: inline;
	color: #ffcc66;
      padding: 0 10px 0 0;
      vertical-align:middle;

}

#headerForm input
{
	color: #000000;
	background: #becbe4;
	border: 1px solid #333399;
	line-height:1.1;
	height: 11px;
      vertical-align:middle;
	
}
#headerForm  input.red 

{
   background-color: #cc0000;
font-weight: bold; 
font-size: 12px; 
color: white;
height:18px;
vertical-align:middle;

}

#topnav {   
      width:960px;
	margin:0px auto 0px auto;
	padding-top: 2px;
      padding-bottom: 2px;
      background: #6666cc url(images/bg-topnav2.gif) repeat-x;
	 color: #666633;
	font:bold small Verdana, sans-serif;
	text-decoration: none; 


}
#topnav a {
    color: #e7e7f6;
	font:bold small Verdana, sans-serif;
	text-decoration: none; 
      padding-left: 10px;
      padding-right:10px;
}
#topnav a:hover {
    color: #ffff99;
	font:bold small Verdana, sans-serif;
	text-decoration: none; 
}
#topnav a.current {
	color: #ffccff;
	text-decoration: underline;
}

/* *************************** subtopnav ********************************************* */


#subtopnav {
	width:960px;
	margin:0px auto 0px auto;
	padding-top: 2px;
      padding-bottom: 0px;
      font:bold small Verdana, sans-serif;
	text-decoration: none; 

	color:#000000;
	
	
}
#subtopnav table {
      width: 960px;
    position: relative;
	margin-top:0;
	margin-left:0px;
	background: #3a3a9a url(images/bg-sub1.gif) repeat-x;
	border: 0px;
	padding: 0;         
	color:#000;
		 
}
#subtopnav td {
	
	border:none;
	padding:5px 5px 0px 5px;
      overflow: hidden; 
      text-align: center;
      vertical-align:middle;
 
 }


#subtopnav a {
	position: relative;
	display: inline;
	text-align: center;
	color: #666633;
	text-decoration: none;
	font:bold small Verdana, sans-serif;
      padding-top: 5px 5px 0px 5px;

 vertical-align:top;
     text-transform: uppercase;
	
	
 }
#subtopnav a.current{ 
      text-transform: uppercase;
      color: #993333;
}
     
#subtopnav a:hover {  
  color: #6699cc;
  text-decoration: none;  
}
#subtopnav a:active {  
  color: #336699;
  text-decoration: none;  
}

#subtopnav img{  
   padding-left: 4px;
   padding-right: 4px;
   
}

/*   ****************************************indexmain ************************************ */
#indexMain {
	position: relative;
	background: #ffffff;
	width:960px;
	margin:0px auto 0px auto;
	display: inline;
	
	color: #003399;
	font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top;
 
}
#indexMain table {
	width: 960px;
	margin:0px auto 0px auto;

	background: #ffffff;
	vertical-align:top;

}
#indexMain td {
	padding-left: 20px; 
      padding-bottom: 30px;
      vertical-align:top;

}
#indexMain td.form {
	padding:3px 0 3px 20px;
      vertical-align:top;
      text-align:left;
      vertical-align:center;
}

#indexMain td.heading {
	padding:10px;
      font: bold 18px  Verdana, Arial, Helvetica, sans-serif;
      color: #990000;
	vertical-align:middle;
}


#indexMain td.qCat {
     font: bold 18px  Verdana, Arial, Helvetica, sans-serif;
     color: #990000;
     border-bottom: 1px #cccc99 solid;
     padding: 10px 0 5px 10px;
    
}

#indexMain td.q {
     font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
     color: #990000;

}

#indexMain td.a {
     font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
     color: #000000;

}
#indexMain p.qCat {
     font: bold 18px  Verdana, Arial, Helvetica, sans-serif;
     color: #990000;
     border-bottom: 1px #cccc99 solid;
     margin:0;
     padding: 10px 0 5px 10px;
    
}

#indexMain a.q {
     font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
     color: #990000;
display:block;
     margin:0;
padding: 3px 0 3px 10px;
text-decoration:none;

}
#indexMain a.q:visited {
     font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
     color: #990000;
     margin:0;
padding: 3px 0 3px 10px;
text-decoration:none;
display:block;
}

#indexMain p.an {
     font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
     color: #000000;
margin:0;
padding: 3px 0 3px 10px;

}

/* ******************************** mainAreas ********************************** */
#mainArea1 {
  margin: 0;
  padding-left:20px;
  width:90%;
   
}
#mainArea1 img {
  border: 0px none #fff;
  vertical-align: bottom;
}

#mainArea1  p{
   font: bold 13px  Verdana, Arial, Helvetica, sans-serif;

   color: #333333;
   line-height:1.5;
}
#mainArea1  p.news{
   font: normal 11px  Verdana, Arial, Helvetica, sans-serif;

   color: #333333;
   line-height:1.1;
}
#mainArea1  h5.news{
   font: bold 13px  Verdana, Arial, Helvetica, sans-serif;
   margin-bottom:1px;
   color: #cc9933;
   line-height:1.1;
}

#mainArea1  a:link{
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
text-decoration: none;
  color: #06c;
  
 
}
#mainArea1  a:visited{
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
text-decoration: none;

  color: #036;
  
}
#mainArea1 a:hover{
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
text-decoration: none;

  color: #f60;
  
}

#mainArea4 {
   width: 70%;
   
   
}
#mainArea5 {
   width: 70%;
   margin-top:30px;
}

#mainArea5  a:link{
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
text-decoration: none;
  color: #06c;
  
 
}
#mainArea5  a:visited{
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
text-decoration: none;

  color: #036;
  
}
#mainArea5 a:hover{
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
text-decoration: none;

  color: #f60;
  
}

#mainArea6 {
   width: 70%;
}
#mainArea220 {
   width: 70%;
   margin-top:30px;
}

/*   ****************************************main ************************************ */
#main {
	position: relative;
	background: #ffffff;
	width:960px;	
	margin:0px auto 0px auto;	
	color: #003399;
	font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top; 
}
#main table {
	width: 800px;
	padding: 5px;
      margin: 20px 20px 20px 20px;
	background: #ffffff;
	vertical-align:top;
      font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
      color:#666666;
}

#main th {
	background-color: #d1d5d9;		
      padding: 5px 0 5px 0;
}
#main img {
   vertical-align:middle;
   padding:0;
   margin:0;
   text-align:center;
}
#main td {
	padding:5px 10px 5px 10px;
      font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
      color:#333366;
	vertical-align:middle;
}
#main td.heading {
	padding:10px;
      font: bold 18px  Verdana, Arial, Helvetica, sans-serif;
      color: #990000;
	vertical-align:middle;
}

#main td.even1 {     
	background-color: #f7f3dc;
}
#main td.even2 {
	background-color: #ebe5ce;
}

#main td.odd1 {
	background: #e4eaee;   
}
#main td.odd2 {
	background: #c9e0fb;   
}

#main a.edit {      
      float:right;      
      color:#6699cc;
      font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
}
#main tr.content {
     border-bottom: 1px solid #738FBF;
}
#main img.icon {
     float:left;
     border:none;
     margin-right:5px;
     display:inline;
     vertical-align: top;
}
#main p.chTitle {
     padding: 0 0 0px 2px;
     margin: 0 0 0px 2px;
     vertical-align:top;
     font: bold 13px  Verdana, Arial, Helvetica, sans-serif;
     color: #000066;
}
#main p.chDetail {
     padding: 0 0 1px 2px;
     margin: 0 0 1px 2px;
     vertical-align:top;
     font: normal 10px  Verdana, Arial, Helvetica, sans-serif;
     color: #000000;
}
/*   ****************************************main2 ************************************ */
#main2 {
	position: relative;
	background: #ffffff;
	width:960px;	
	margin:0px auto 0px auto;	
	color: #003399;
	font: normal 14px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top; 
}
#main2 table {
      position:relative;
      
	width: 940px;
	padding: 5px;
      margin: 20px 20px 20px 5px;
	background: #ffffff;
	vertical-align:top;
      font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
      color:#666666;
}
#main2 table.right {
     position: relative;
   float: right;
   margin: 5px;
   padding-left:5px;
   width: 20%;
   text-align: left;
   vertical-align:top;
	color: #000000;	
	font:normal small Verdana, sans-serif;

}
#main2 th {
	background-color: #d1d5d9;		
      padding: 5px 0 5px 0;
}
#main2 img {
   vertical-align:middle;
   padding:0;
   margin:0;
   text-align:center;
}
#main2 img.bin {
   vertical-align:middle;
   padding-left:5px;
   margin:0;
   text-align:center;
}
#main2 td {
	padding:5px 0px 5px 0px;
      font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
      color:#333366;
	vertical-align:middle;
}
#main2 td.heading {
	padding:10px;
      font: bold 18px  Verdana, Arial, Helvetica, sans-serif;
      color: #990000;
	vertical-align:middle;
}

#main2 tr.content {
     border-bottom: 1px solid #738FBF;
}
#main2 img.icon {
     float:left;
     border:none;
     margin-right:5px;
     display:inline;
     vertical-align: top;
}
#main2 p.chTitle {
     padding: 0 0 0px 2px;
     margin: 0 0 0px 2px;
     vertical-align:top;
     font: bold 13px  Verdana, Arial, Helvetica, sans-serif;
     color: #000066;
}
#main2 p.chDetail {
     padding: 0 0 1px 2px;
     margin: 0 0 1px 2px;
     vertical-align:top;
     font: normal 9px  Verdana, Arial, Helvetica, sans-serif;
     color: #000000;
}

/* ***************************panelBlue ******************************************** */
div.panelBlue  {
    background:#F9FAF9 url(images/panel-blue.gif) no-repeat;
    border: none;
    border-width: 0;   
    overflow: hidden;    
    width:280px;
    
	
  }
div.panelBlue h3 {
font: bold 12px Verdana, Arial, sans-serif;
border-width: 1px 0 1px 0;
margin-top: 0px;
line-height:1.2;
clear: right;
padding:2px 0 0 10px;
border: 1px solid #738FBF;
background:#738FBF url() repeat-x;
color:#fff
}

div.panelBlue h4  {
	font: bold 12px Verdana, Arial, sans-serif;


margin: 0px;
line-height:1.2;
clear: right;
padding:5px 18px 5px 12px;


color:#ffcc66;

}
div.panelBlue ul, div.panel1 ol  {
	margin: 1px 10px 10px 20px;
	padding:0px;
	font-weight:bold;
}	
div.panelBlue li{

	padding:0px;
	font-size:85%;
	font-weight:bold;
}	

div.panelBlue ul li{
	list-style-image: url(images/bullet1.gif);
}
div.panelBlue ul li:hover{
   color: # 
}
div.panelBlue p {
      width: 200px;
	margin:0;
	padding:8px 8px 18px 12px;
	color: #333333;
	background: #none;
	font: bold 12px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
div.panelBlue p.normal {
	margin:0;
	padding:0px 8px 8px 12px;
	color: #333333;
	font: normal 11px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}

/* ************************************** forms ********************************************* */

#mainForm {
      position: relative;
	background: #ffffff;
	width:960px;
	margin:0px auto 0px auto;
      padding:30px 0 40px 0;
	color: #003399;
	font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top;
}
#mainForm label
{
width: 10em;
float: left;
text-align: right;
margin-right: 0.5em;

display: block
}

#mainForm input
{
color: #781351;
background: #fee3ad;
border: 1px solid #781351
}
#mainForm select
{
color: #781351;
background: #fee3ad;
border: 1px solid #781351
}

#mainForm .submit input
{
color: #000;
background: #ffa20f;
border: 2px outset #d7b9c9
}
#mainForm fieldset
{
border: 1px solid #781351;
width: 35em;
margin:30px;
padding: 10px;
}

#mainForm legend
{
color: #fff;
background: #6699cc;
border: 1px solid #781351;
padding: 2px 6px;

}
#mainForm3 h3 {
   margin: 20px 0 0px 30px;
}

/************************************************ mainform borderless ******************************** */
#mainForm3 {
      position: relative;
	background: #ffffff;
	width:960px;
	margin:0px auto 0px auto;
      padding:30px 0 40px 0;
	color: #003399;
	font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top;
}
#mainForm3 label
{
width: 10em;
float: left;
text-align: right;
margin-right: 0.5em;

display: block
}

#mainForm3 input
{
color: #781351;
background: #fee3ad;
border: 1px solid #781351
}

#mainForm3 .submit input
{
color: #000;
background: #ffa20f;
border: 2px outset #d7b9c9
}
#mainForm3 fieldset
{
border: none;
width: 35em;
margin:30px;
padding: 10px;
}

#mainForm3 legend
{
color: #fff;
background: #6699cc;
border: 1px solid #781351;
padding: 2px 6px;

}
#mainForm3 h3 {
   margin: 20px 0 0px 30px;
}
/************************************************ beta form ******************************** */
#mainForm2 {
      position: relative;
	background: #ffffff;
	width:960px;
	margin:0 auto 0 auto;
	padding:0;
	color: #003399;
	font: normal 13px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top;
}
#mainForm2 p{
      
	color: #003399;
	font: bold 13px  Verdana, Arial, Helvetica, sans-serif;
	padding: 10px 0 10px 20px;
}

#mainForm2 label
{
float: left;
text-align: left;
margin: 2px 0 2px 10px;

display: block
}

#mainForm2 .text
{

background: #e4f1f8;
border: 1px solid #666699;
padding-left:1px;
}


#mainForm .noborder {
background: #ffffff;
border: none;

}
#mainForm2 .submit input
{
	color: #000;
	background: #ffa20f;
	border: 2px outset #d7b9c9
}
#mainForm2 fieldset
{
	border: none;
	background: #ffffff;
	padding-left: 15px;
}

#mainForm2 legend
{
color: #993300;
background: #ffffff;
border: none;
font: normal 18px  Verdana, Arial, Helvetica, sans-serif;

}
/* ************************************* small form **************************************** */
div.smallForm {
      position: relative;
	background: #ffffff;
	
	margin:0;
	
	color: #003399;
	font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
	vertical-align:top;
}

div.sendMasg {
     width:300px;

}
div.smallForm label
{
width: 6em;
float: left;
text-align: right;
margin-right: 0.5em;
display: block
}

div.smallForm input
{
color: #781351;
background: #fee3ad;
border: 1px solid #781351
}
div.smallForm select
{
color: #781351;
background: #d7ddf0;
border: 1px solid #9999cc;
margin: 0;
vertical-align:middle;
font: normal 11px  Verdana, Arial, Helvetica, sans-serif;
color: #003399;
line-height:1.1em;
}

div.smallForm .submit input
{
color: #000;
background: #ffa20f;
border: 2px outset #d7b9c9
}
div.smallForm fieldset
{
border: 1px solid #781351;
width: 20em
}

div.smallForm legend
{
color: #fff;
background: #6699cc;
border: 1px solid #781351;
padding: 2px 6px
}

/* ********************************************* penal1  ************************************* */
div.panel1  {
    background:#F9FAF9;
    border: 1px #7088B0 solid;
    border-width: 0 1px 1px 1px;   
    overflow: hidden;    
    width:280px;
    
	
  }
div.panel1 h3 {
font: bold 100%  Verdana, Arial, Helvetica, sans-serif;
border-width: 1px 0 1px 0;
margin-top: 0px;
line-height:1.2;
clear: right;
padding:2px 0 0 10px;
border: 1px solid #738FBF;
background:#738FBF url() repeat-x;
color:#fff
}

div.panel1 h4  {
color: #C04000;
}
div.panel1 ul, div.panel1 ol  {
margin: 1px 10px 10px 20px;
padding:0px;

font-weight:bold;
}	
div.panel1 li{

padding:0px;
font-size:85%;
font-weight:bold;
}	

div.panel1 ul li{
list-style-image: url(images/bullet1.gif);
}
div.panel1 ul li:hover{
   color: # 
}
div.panel1 p {
	margin:0;
	padding:8px 8px 18px 12px;
	color: #333333;
	background: #f3f6f9;
	font: bold 12px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
div.panel1 p.normal {
	margin:0;
	padding:0px 8px 8px 12px;
	color: #333333;
	font: normal 11px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
div.panel1 p.sig {
	margin:0;
	padding:0px 8px 0px 10px;
	color: #339999;
	font: normal 10px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: right;
}
div.panel1 a {
	text-decoration:none;
}

#aboutUs {
   width: 50%;
   margin: 20px 5px 0 50px;
   float: left;
}
/* ********************************************* penal7  ************************************* */
div.panel7  {
    background:#blue;
    overflow: hidden;    
    width:100%;
	border-left-color:#ccccff;
	border-left-width:thin;
	border-left-style:dotted;	
vertical-align:middle;
  }
div.panel7 h3 {
font: normal 11px Verdana, Arial, sans-serif;
border-width: 1px 0 1px 0;
margin-top: 0px;
line-height:1.2;
clear: right;
padding:2px 0 0 10px;
border: 1px solid #738FBF;
background:#738FBF url() repeat-x;
color:#fff
}

div.panel7 h5  {
padding:0px 0 0 10px;
margin:0px 0 0 10px;
color: #666699;
line-height:1.2;
}
div.panel7 ul, div.panel7 ol  {
margin: 1px 10px 10px 10px;
padding:10px;
font: bold 11px Verdana, Arial, sans-serif;
color: #666666;

}	
div.panel7 ul li{
list-style-image: url(images/bullet4.gif);
padding:5px;
font: bold 11px Verdana, Arial, sans-serif;
color: #666666;


}

div.panel7 p {
	margin:0;
	padding:0px 12px 12px 12px;
	font-size:90%;
	color: #333333;
	background: #f3f6f9;
	font: bold 11px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
/* ********************************************* penal 6  ************************************* */
div.panel6  {
    background:#F9FAF9;
    border: 1px #7088B0 solid;
      
    overflow: hidden;    
    width:100%;
  }
div.panel6 h6 {
font: bold 11px Verdana, Arial, sans-serif;
position: relative;
margin-top: -10px;
line-height:1.2;
clear: right;
padding:2px 0 0 10px;
border: none;
background:none;
color:#000;
}
div.panel6 img.title {
    position: absolute;
    margin-top:-1em;
    margin-left: 3em;
    
}

div.panel1 ul, div.panel1 ol  {
margin: 1px 10px 10px 20px;
padding:0px;
font-size:85%;
font-weight:bold;
}	
div.panel6 li{

padding:0px;
font-size:85%;
font-weight:bold;
}	

div.panel6 ul li{
list-style-image: url(images/bullet1.gif);
}
div.panel6 ul li:hover{
list-style-image:url(/images/bullet1.gif)
}
div.panel6 p {
	margin:0;
	padding:8px 8px 8px 8px;
	
	color: #333333;
	background: #f3f6f9;
	font: normal 12px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
div.panel6 img.bullet {
      vertical-align: top;
      margin:0;
      padding:0;
      border:none;
}
/* ********************************************* penalPlain  ************************************* */
div.panel1  {
    background:#F9FAF9;
    border: 1px #7088B0 solid;
    border-width: 0 1px 1px 1px;   
    overflow: hidden;    
    width:100%;
    
	
  }
div.panel1 h3 {
font:  bold 100% Arial, Helvetica, sans-serif;
border-width: 1px 0 1px 0;
margin-top: 0px;
line-height:1.2;
clear: right;
padding:2px 0 0 10px;
border: 1px solid #738FBF;
background:#738FBF url() repeat-x;
color:#fff
}

div.panel1 h4  {
color: #C04000;
}
div.panel1 ul, div.panel1 ol  {
margin: 1px 10px 10px 20px;
padding:0px;

font-weight:bold;
}	
div.panel1 li{

padding:0px;
font-size:85%;
font-weight:bold;
}	

div.panel1 ul li{
list-style-image: url(images/bullet1.gif);
}
div.panel1 ul li:hover{
   color: # 
}
div.panel1 p {
	margin:0;
	padding:8px 8px 18px 12px;
	color: #333333;
	background: #f3f6f9;
	font: bold 12px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
div.panel1 p.normal {
	margin:0;
	padding:0px 8px 8px 12px;
	color: #333333;
	font: normal 11px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: left;
}
div.panel1 p.sig {
	margin:0;
	padding:0px 8px 0px 10px;
	color: #339999;
	font: normal 10px Verdana, Arial, sans-serif;
	line-height: 1.5;
	text-align: right;
}

#aboutUs {
   width: 50%;
   margin: 20px 5px 0 50px;
   float: left;
}


/* *************************more panels ********************** */
div.panel2  {
    background:none;
	border:none;
    margin:0;    
    overflow: hidden;    
    width:100%
  }
div.panel2 h4 {
	font:  bold 90% Arial, Helvetica, sans-serif;
	background:none url(images/bg-round1.gif) repeat-x;	
	line-height:1.2;
	margin:0 0 0 0;
	clear: right;
	padding:3px 15px 3px 12px;
	
	color:#fff;
	
}
div.panel2 p {
border: 1px #7088B0 solid;
    border-width: 0 1px 1px 1px;
	width: 224px;
margin:0;
color: #333333;
background: #f3f6f9;
font: bold small Verdana, Arial, sans-serif;
line-height: 1.5;
padding: 10px;
}
#contactUs {
   width: 224px;
   margin: 20px 50px 0 5px;
   float: right;
}
/* ******************************* tab with bg-color ************************************* */
div.panel3  {
    background:none;
	border:none;
    margin:0;    
    overflow: hidden;    
    width: 360px;
  }
div.panel3 h4 {
	font:  bold 90% Arial, Helvetica, sans-serif;	
	line-height:1.2;
	margin:0 0 0 0;
	clear: right;
	padding:3px;	
	color:#000;
	width: 360px;
	background: none url(images/tab-e0e0e0.gif) no-repeat;
}
div.panel3 p {
border: none;
  
	width: 360px;
font-size:90% ;
margin:0;
color: #333333;
background: none url(images/bg-e0e0e0.gif) repeat-y;
font: bold small Verdana, Arial, sans-serif;
line-height: 1.5;
padding: 10px;
}
div.panel3 img.bottom{
  margin-bottom:0;
}
/* **************************************************** panel5 *********************** */
div.panel5  {
    background:none;
	border:none;
    margin:0;    
    overflow: hidden;    
    width: auto;
  }
div.panel5 h4 {
	font:  bold 90% Arial, Helvetica, sans-serif;	
	line-height:1.2;
	margin:0 0 0 0;
	clear: right;
	padding:3px;	
	color:#000;
	width: 90%;
	text-align:center;
	background: #ffffff;
}
div.panel5 p {
border: none;
font-size:90% ;
margin:0;
color: #333333;
background: none;
font: bold small Verdana, Arial, sans-serif;
line-height: 1.5;
padding: 10px;
}
/* ********************8 panel4 *********************** */
div.panel4  {
    background:none;
	border:none;
    margin:0;    
    overflow: hidden;    
    width: 360px;
  }
div.panel4 h4 {
	font:  bold 90% Arial, Helvetica, sans-serif;	
	line-height:1.2;
	margin:0 0 0 0;
	clear: right;
	padding:3px;	
	color:#000;
	width: 90%;
	text-align:center;
	background: #ffffff;
}
div.panel4 p {
border: none;
  
	width: 360px;
font-size:90% ;
margin:0;
color: #333333;
background: none;
font: bold small Verdana, Arial, sans-serif;
line-height: 1.5;
padding: 10px;
}

/* ********************************************* footer ************************************* */
#footer {
    width:960px;
    background:#6666cc;
    clear:both;
    position:relative;    
    margin:0px auto 0px auto;
    text-align:center;
    font-size:70%;
    line-height:1.7;
    padding:0;
    border:1px solid #333366;
  }
#footer a:link
{color:#E3EDF4;}
#footer a:hover
{color:#fff!important}
#footer a:visited
{color:#C0D0E0;}